For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Pugal Road Bikaner branch in Bikaner, Bikaner, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code SBIN0032159. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Pugal Road Bikaner, Bikaner
Below in the table are the key details related to IFSC Code SBIN0032159 of State Bank Of India for its branch located in Bikaner, within the district of Bikaner in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0032159 |
| Branch | Pugal Road Bikaner |
| City | Bikaner |
| District | Bikaner |
| State | Rajasthan |
| Address | Opp Sabji Mandi Pugal Road Bikaner |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Bikaner for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0032159 for the Pugal Road Bikaner branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Pugal Road Bikaner, Bikaner, Rajasthan, are allotted a unique IFSC like SBIN0032159 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bikaner.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bikaner and Bikaner.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Pugal Road Bikaner reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code SBIN0032159
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pugal Road Bikaner in Bikaner.
For example, the IFSC Code SBIN0032159 of State Bank Of India for the Pugal Road Bikaner branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0032159 of State Bank Of India for its Pugal Road Bikaner branch located in Bikaner, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Pugal Road Bikaner or Bikaner to get the exact IFSC Code SBIN0032159.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Bikaner, then it will provide you proper information.
How to Use IFSC Code SBIN0032159 for Online Transfers?
Once you have the IFSC Code SBIN0032159 for the Pugal Road Bikaner branch of State Bank Of India in Bikaner, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0032159. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0032159.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Pugal Road Bikaner in Bikaner, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pugal Road Bikaner, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bikaner manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pugal Road Bikaner Bikaner branch is SBIN0032159.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opp Sabji Mandi Pugal Road Bikaner.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.