There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Nal Bikaner branch in Bikaner, Nal, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Bikaner or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code SBIN0014857. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Nal Bikaner, Bikaner

The table below shows the main details of the IFSC Code SBIN0014857 for the State Bank Of India branch in Bikaner, which falls under the Nal district in Rajasthan.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014857
Branch Nal Bikaner
City Bikaner
District Nal
State Rajasthan
Address Air Force Station,Nal,Bikaner,Dist Bikaner 334001

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Bikaner for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014857 for the Nal Bikaner branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Nal Bikaner, Bikaner, Rajasthan, are allotted a unique IFSC like SBIN0014857 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bikaner.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bikaner and Nal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Nal Bikaner reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code SBIN0014857

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nal Bikaner in Bikaner.

For example, the IFSC Code SBIN0014857 of State Bank Of India for the Nal Bikaner branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014857 of State Bank Of India for its Nal Bikaner branch located in Bikaner, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Bikaner and Nal, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Nal Bikaner or Bikaner to get the exact IFSC Code SBIN0014857.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bikaner, you'll get the correct details.

How to Use IFSC Code SBIN0014857 for Online Transfers?

If you have the IFSC Code SBIN0014857 for the Nal Bikaner branch of State Bank Of India in Bikaner, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014857. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0014857.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Nal Bikaner in Bikaner, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nal Bikaner, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bikaner to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Nal Bikaner, Bikaner?

The IFSC Code is SBIN0014857.

Is the IFSC Code SBIN0014857 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Nal Bikaner?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nal Bikaner branch?

The address of the branch is Air Force Station,Nal,Bikaner,Dist Bikaner 334001 located in Bikaner, Nal, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.