There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Jalilpur branch in Bijnore, Jalilpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Bijnore or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0015531. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Jalilpur, Bijnore

Below in the table are the key details related to IFSC Code SBIN0015531 of State Bank Of India for its branch located in Bijnore, within the district of Jalilpur in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015531
Branch Jalilpur
City Bijnore
District Jalilpur
State Uttar Pradesh
Address Village Jalilpur, Jalilpur Road, Block Jalilpur, Tehsil Chandpur, Distt.Bijnore. Uttar Pradesh 246725

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Bijnore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015531 for the Jalilpur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0015531 is given to every bank branch, including State Bank Of India located in Jalilpur, Bijnore, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bijnore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bijnore and Jalilpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Jalilpur doesn't end up at another location.

Format of the IFSC Code SBIN0015531

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalilpur in Bijnore.

For example, the IFSC Code SBIN0015531 of State Bank Of India for the Jalilpur branch includes these elements, identifying the bank and the branch location in Bijnore and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0015531 of State Bank Of India for its Jalilpur branch located in Bijnore, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Bijnore and Jalilpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Jalilpur or Bijnore to get the exact IFSC Code SBIN0015531.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Bijnore, then it will provide you proper information.

How to Use IFSC Code SBIN0015531 for Online Transfers?

If you have the IFSC Code SBIN0015531 for the Jalilpur branch of State Bank Of India in Bijnore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015531. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0015531.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Jalilpur in Bijnore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jalilpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bijnore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Jalilpur, Bijnore?

The IFSC Code is SBIN0015531.

Is the IFSC Code SBIN0015531 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Jalilpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jalilpur branch?

The address of the branch is Village Jalilpur, Jalilpur Road, Block Jalilpur, Tehsil Chandpur, Distt.Bijnore. Uttar Pradesh 246725 located in Bijnore, Jalilpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.