Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Mini Racpc Bidadi branch in Bidadi, Bidadi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bidadi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0064664. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mini Racpc Bidadi, Bidadi

Here are some of the key details that come with the IFSC Code SBIN0064664 of State Bank Of India for its branch located in Bidadi, within the district of Bidadi in the state of Karnataka.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064664
Branch Mini Racpc Bidadi
City Bidadi
District Bidadi
State Karnataka
Address Mini Racpc,First Floor,Ss Tower,Kadumane,Bidadi 562109

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Bidadi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064664 for the Mini Racpc Bidadi branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mini Racpc Bidadi, Bidadi, Karnataka, are allotted a unique IFSC like SBIN0064664 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bidadi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bidadi and Bidadi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Mini Racpc Bidadi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0064664

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mini Racpc Bidadi in Bidadi.

For example, the IFSC Code SBIN0064664 of State Bank Of India for the Mini Racpc Bidadi branch has these elements, identifying the bank and the branch location in Bidadi and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064664 of State Bank Of India for its Mini Racpc Bidadi branch located in Bidadi, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Bidadi and Bidadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mini Racpc Bidadi or Bidadi to get the exact IFSC Code SBIN0064664.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Bidadi, then it will provide you proper information.

How to Use IFSC Code SBIN0064664 for Online Transfers?

Once you have the IFSC Code SBIN0064664 for the Mini Racpc Bidadi branch of State Bank Of India in Bidadi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064664. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064664.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mini Racpc Bidadi in Bidadi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mini Racpc Bidadi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bidadi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mini Racpc Bidadi, Bidadi?

The IFSC Code is SBIN0064664.

Is the IFSC Code SBIN0064664 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mini Racpc Bidadi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mini Racpc Bidadi branch?

The address of the branch is Mini Racpc,First Floor,Ss Tower,Kadumane,Bidadi 562109 located in Bidadi, Bidadi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.