There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Aiya Nagar Bhuj branch in Bhuj, Bhuj, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Bhuj or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SBIN0064556. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Aiya Nagar Bhuj, Bhuj

Here are the main details that are associated with the IFSC Code SBIN0064556 of State Bank Of India for its branch located in Bhuj, within the district of Bhuj in the state of Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064556
Branch Aiya Nagar Bhuj
City Bhuj
District Bhuj
State Gujarat
Address 16-17,Corner Stone,Aiya Nagar,Bhuj -370001

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Bhuj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064556 for the Aiya Nagar Bhuj branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Aiya Nagar Bhuj, Bhuj, Gujarat, are given a unique IFSC like SBIN0064556 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhuj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bhuj and Bhuj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Aiya Nagar Bhuj goes to the correct branch. This is important because State Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0064556

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aiya Nagar Bhuj in Bhuj.

For example, the IFSC Code SBIN0064556 of State Bank Of India for the Aiya Nagar Bhuj branch has these elements, identifying the bank and the branch location in Bhuj and Gujarat correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064556 of State Bank Of India for its Aiya Nagar Bhuj branch located in Bhuj, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bhuj and Bhuj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Aiya Nagar Bhuj or Bhuj to get the exact IFSC Code SBIN0064556.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bhuj that will provide accurate information.

How to Use IFSC Code SBIN0064556 for Online Transfers?

If you have the IFSC Code SBIN0064556 for the Aiya Nagar Bhuj branch of State Bank Of India in Bhuj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064556. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0064556.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Aiya Nagar Bhuj in Bhuj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Aiya Nagar Bhuj, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhuj manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Aiya Nagar Bhuj, Bhuj?

The IFSC Code is SBIN0064556.

Is the IFSC Code SBIN0064556 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Aiya Nagar Bhuj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aiya Nagar Bhuj branch?

The address of the branch is 16-17,Corner Stone,Aiya Nagar,Bhuj -370001 located in Bhuj, Bhuj, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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