Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Spb Branch Arrah branch in Bhojpur, Arrah, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bhojpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0016756. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Spb Branch Arrah, Bhojpur

Below in the table are the key details related to IFSC Code SBIN0016756 of State Bank Of India for its branch located in Bhojpur, within the district of Arrah in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0016756
Branch Spb Branch Arrah
City Bhojpur
District Arrah
State Bihar
Address At Tilak Nagar, Katira, Po Arrah, Ps Arraha, Distt.Bhojpur. Bihar 802301

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Bhojpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016756 for the Spb Branch Arrah branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Spb Branch Arrah, Bhojpur, Bihar, is provided a unique IFSC like SBIN0016756 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Bhojpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bhojpur and Arrah.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Spb Branch Arrah do not get misguided to another person.

Format of the IFSC Code SBIN0016756

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Spb Branch Arrah in Bhojpur.

For example, the IFSC Code SBIN0016756 of State Bank Of India for the Spb Branch Arrah branch includes these elements, identifying the bank and the branch location in Bhojpur and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0016756 of State Bank Of India for its Spb Branch Arrah branch located in Bhojpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bhojpur and Arrah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Spb Branch Arrah or Bhojpur to get the exact IFSC Code SBIN0016756.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bhojpur that will provide accurate information.

How to Use IFSC Code SBIN0016756 for Online Transfers?

Once you have the IFSC Code SBIN0016756 for the Spb Branch Arrah branch of State Bank Of India in Bhojpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0016756. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016756.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Spb Branch Arrah in Bhojpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Spb Branch Arrah, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhojpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Spb Branch Arrah Bhojpur?

The IFSC Code of the Spb Branch Arrah Bhojpur branch is SBIN0016756.

Is IFSC Code SBIN0016756 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Spb Branch Arrah branch?

The branch is located at At Tilak Nagar, Katira, Po Arrah, Ps Arraha, Distt.Bhojpur. Bihar 802301.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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