The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Darbargadh, Mahua branch in Bhavnagar, Mahuva, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0060012. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Darbargadh, Mahua, Bhavnagar

The table below shows the main details of the IFSC Code SBIN0060012 for the State Bank Of India branch in Bhavnagar, which falls under the Mahuva district in Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0060012
Branch Darbargadh, Mahua
City Bhavnagar
District Mahuva
State Gujarat
Address Old Darbargadh,Near Vegetable Market Mahuva Distbhavnagar Gujarat

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Bhavnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0060012 for the Darbargadh, Mahua branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0060012 is given to every bank branch, including State Bank Of India located in Darbargadh, Mahua, Bhavnagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhavnagar and Mahuva.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Darbargadh, Mahua doesn't end up at another location.

Format of the IFSC Code SBIN0060012

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Darbargadh, Mahua in Bhavnagar.

For example, the IFSC Code SBIN0060012 of State Bank Of India for the Darbargadh, Mahua branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0060012 of State Bank Of India for its Darbargadh, Mahua branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bhavnagar and Mahuva, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Darbargadh, Mahua or Bhavnagar to get the exact IFSC Code SBIN0060012.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bhavnagar that will provide accurate information.

How to Use IFSC Code SBIN0060012 for Online Transfers?

If you have the IFSC Code SBIN0060012 for the Darbargadh, Mahua branch of State Bank Of India in Bhavnagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0060012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0060012.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Darbargadh, Mahua in Bhavnagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Darbargadh, Mahua, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Darbargadh, Mahua, Bhavnagar?

The IFSC Code is SBIN0060012.

Is the IFSC Code SBIN0060012 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Darbargadh, Mahua?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Darbargadh, Mahua branch?

The address of the branch is Old Darbargadh,Near Vegetable Market Mahuva Distbhavnagar Gujarat located in Bhavnagar, Mahuva, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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