For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Ambla branch in Bhavnagar, Ambla, Gujrat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Bhavnagar or anywhere in Gujrat can transfer funds instantly by using the correct IFSC Code SBIN0015813. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Ambla, Bhavnagar

Below in the table are the key details related to IFSC Code SBIN0015813 of State Bank Of India for its branch located in Bhavnagar, within the district of Ambla in the state of Gujrat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015813
Branch Ambla
City Bhavnagar
District Ambla
State Gujrat
Address Main Bazar, Ambala, Tehcil.Sihor,Districtbhavnagar. Gujarat 364210

These details help users in online banking and for businesses and individuals who use State Bank Of India in Bhavnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015813 for the Ambla branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Ambla, Bhavnagar, Gujrat, are given a unique IFSC like SBIN0015813 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bhavnagar and Ambla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Ambla goes to the correct branch. This is important because State Bank Of India has thousands of branches in Gujrat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0015813

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambla in Bhavnagar.

For example, the IFSC Code SBIN0015813 of State Bank Of India for the Ambla branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujrat accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0015813 of State Bank Of India for its Ambla branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Bhavnagar and Ambla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Ambla or Bhavnagar to get the exact IFSC Code SBIN0015813.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bhavnagar, you'll get the correct details.

How to Use IFSC Code SBIN0015813 for Online Transfers?

Once you have the IFSC Code SBIN0015813 for the Ambla branch of State Bank Of India in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0015813. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015813.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Ambla in Bhavnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ambla, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhavnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Ambla, Bhavnagar?

The IFSC Code is SBIN0015813.

Is the IFSC Code SBIN0015813 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Ambla?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ambla branch?

The address of the branch is Main Bazar, Ambala, Tehcil.Sihor,Districtbhavnagar. Gujarat 364210 located in Bhavnagar, Ambla, Gujrat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.