The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Behman Dewana branch in Bhatinda, Behman Dewana, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Bhatinda or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0002308. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Behman Dewana, Bhatinda

Here are some of the key details that come with the IFSC Code SBIN0002308 of State Bank Of India for its branch located in Bhatinda, within the district of Behman Dewana in the state of Punjab.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002308
Branch Behman Dewana
City Bhatinda
District Behman Dewana
State Punjab
Address Dist Bhatinda, Punjab 151001

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Bhatinda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002308 for the Behman Dewana branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Behman Dewana, Bhatinda, Punjab, is provided a unique IFSC like SBIN0002308 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Bhatinda.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bhatinda and Behman Dewana.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Behman Dewana do not get misguided to another person.

Format of the IFSC Code SBIN0002308

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Behman Dewana in Bhatinda.

For example, the IFSC Code SBIN0002308 of State Bank Of India for the Behman Dewana branch includes these elements, identifying the bank and the branch location in Bhatinda and Punjab accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0002308 of State Bank Of India for its Behman Dewana branch located in Bhatinda, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bhatinda and Behman Dewana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Behman Dewana or Bhatinda to find the exact IFSC Code SBIN0002308.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Bhatinda will provide accurate information.

How to Use IFSC Code SBIN0002308 for Online Transfers?

Once you have the IFSC Code SBIN0002308 for the Behman Dewana branch of State Bank Of India in Bhatinda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002308. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0002308.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Behman Dewana in Bhatinda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Behman Dewana, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhatinda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Behman Dewana, Bhatinda?

The IFSC Code is SBIN0002308.

Is the IFSC Code SBIN0002308 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Behman Dewana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Behman Dewana branch?

The address of the branch is Dist Bhatinda, Punjab 151001 located in Bhatinda, Behman Dewana, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.