The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bharoli Kalan branch in Bharoli Kalan, Bharoli Kalan, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Bharoli Kalan or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0064507. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Bharoli Kalan, Bharoli Kalan

Here are some of the key details that come with the IFSC Code SBIN0064507 of State Bank Of India for its branch located in Bharoli Kalan, within the district of Bharoli Kalan in the state of Himachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064507
Branch Bharoli Kalan
City Bharoli Kalan
District Bharoli Kalan
State Himachal Pradesh
Address Sbi Bharoli Kalan,Teh -Jhandutta,Distt - Bilaspur Hp-174035

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Bharoli Kalan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064507 for the Bharoli Kalan branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bharoli Kalan, Bharoli Kalan, Himachal Pradesh, is provided with a unique IFSC like SBIN0064507 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bharoli Kalan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bharoli Kalan and Bharoli Kalan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Bharoli Kalan do not get mixed with another location.

Format of the IFSC Code SBIN0064507

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bharoli Kalan in Bharoli Kalan.

For example, the IFSC Code SBIN0064507 of State Bank Of India for the Bharoli Kalan branch includes these elements, identifying the bank and the branch location in Bharoli Kalan and Himachal Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064507 of State Bank Of India for its Bharoli Kalan branch located in Bharoli Kalan, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Bharoli Kalan and Bharoli Kalan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Bharoli Kalan or Bharoli Kalan to get the exact IFSC Code SBIN0064507.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bharoli Kalan, you'll get the correct details.

How to Use IFSC Code SBIN0064507 for Online Transfers?

Once you have the IFSC Code SBIN0064507 for the Bharoli Kalan branch of State Bank Of India in Bharoli Kalan, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064507. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064507.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bharoli Kalan in Bharoli Kalan may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bharoli Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bharoli Kalan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bharoli Kalan, Bharoli Kalan?

The IFSC Code is SBIN0064507.

Is the IFSC Code SBIN0064507 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bharoli Kalan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bharoli Kalan branch?

The address of the branch is Sbi Bharoli Kalan,Teh -Jhandutta,Distt - Bilaspur Hp-174035 located in Bharoli Kalan, Bharoli Kalan, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.