There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sendhatira branch in Bhadrak, Sendhatira, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Bhadrak or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code SBIN0009822. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sendhatira, Bhadrak

Here are some of the key details that come with the IFSC Code SBIN0009822 of State Bank Of India for its branch located in Bhadrak, within the district of Sendhatira in the state of Odisha.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009822
Branch Sendhatira
City Bhadrak
District Sendhatira
State Odisha
Address Viabontha,

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Bhadrak for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0009822 for the Sendhatira branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sendhatira, Bhadrak, Odisha, is provided a unique IFSC like SBIN0009822 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Bhadrak.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bhadrak and Sendhatira.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sendhatira do not get misguided to another person.

Format of the IFSC Code SBIN0009822

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sendhatira in Bhadrak.

For example, the IFSC Code SBIN0009822 of State Bank Of India for the Sendhatira branch has these elements, identifying the bank and the branch location in Bhadrak and Odisha correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0009822 of State Bank Of India for its Sendhatira branch located in Bhadrak, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Bhadrak and Sendhatira, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sendhatira or Bhadrak to get the exact IFSC Code SBIN0009822.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Bhadrak, then it will provide you proper information.

How to Use IFSC Code SBIN0009822 for Online Transfers?

If you have the IFSC Code SBIN0009822 for the Sendhatira branch of State Bank Of India in Bhadrak, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0009822. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0009822.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Sendhatira in Bhadrak, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sendhatira, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhadrak manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sendhatira, Bhadrak?

The IFSC Code is SBIN0009822.

Is the IFSC Code SBIN0009822 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sendhatira?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sendhatira branch?

The address of the branch is Viabontha, located in Bhadrak, Sendhatira, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.