The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Ramteertha Nagar Belgaum branch in Belgaum, Belgaum, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0017790. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Ramteertha Nagar Belgaum, Belgaum
Here are the key points that are associated with the IFSC Code SBIN0017790 of State Bank Of India for its branch located in Belgaum, within the district of Belgaum in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017790 |
| Branch | Ramteertha Nagar Belgaum |
| City | Belgaum |
| District | Belgaum |
| State | Karnataka |
| Address | Rs.No.530,Annapoorneshwari Bldg,Near Surabhi Hotel,Kanabargi Road,Distt.Belgaum.Karnataka 590016 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Belgaum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017790 for the Ramteertha Nagar Belgaum branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0017790 is given to every bank branch, including State Bank Of India located in Ramteertha Nagar Belgaum, Belgaum, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Belgaum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Belgaum and Belgaum.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Ramteertha Nagar Belgaum doesn't end up at another location.
Format of the IFSC Code SBIN0017790
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramteertha Nagar Belgaum in Belgaum.
For example, the IFSC Code SBIN0017790 of State Bank Of India for the Ramteertha Nagar Belgaum branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0017790 of State Bank Of India for its Ramteertha Nagar Belgaum branch located in Belgaum, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Belgaum and Belgaum, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Ramteertha Nagar Belgaum or Belgaum to get the exact IFSC Code SBIN0017790.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Belgaum, then it will provide you proper information.
How to Use IFSC Code SBIN0017790 for Online Transfers?
Once you have the IFSC Code SBIN0017790 for the Ramteertha Nagar Belgaum branch of State Bank Of India in Belgaum, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0017790. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017790.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Ramteertha Nagar Belgaum in Belgaum may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Ramteertha Nagar Belgaum, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Belgaum manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017790.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rs.No.530,Annapoorneshwari Bldg,Near Surabhi Hotel,Kanabargi Road,Distt.Belgaum.Karnataka 590016 located in Belgaum, Belgaum, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.