The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bathinda Ajith Road branch in Bathinda, Bathinda, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Bathinda or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0051534. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Bathinda Ajith Road, Bathinda
Here are the main details that are associated with the IFSC Code SBIN0051534 of State Bank Of India for its branch located in Bathinda, within the district of Bathinda in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0051534 |
| Branch | Bathinda Ajith Road |
| City | Bathinda |
| District | Bathinda |
| State | Punjab |
| Address | Ajith Roadopp Street No 30Near Gurudwara Bibi Mahatma Jibathinda 151001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Bathinda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0051534 for the Bathinda Ajith Road branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bathinda Ajith Road, Bathinda, Punjab, is provided a unique IFSC like SBIN0051534 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Bathinda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bathinda and Bathinda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Bathinda Ajith Road do not get misguided to another person.
Format of the IFSC Code SBIN0051534
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bathinda Ajith Road in Bathinda.
For example, the IFSC Code SBIN0051534 of State Bank Of India for the Bathinda Ajith Road branch includes these elements, identifying the bank and the branch location in Bathinda and Punjab accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0051534 of State Bank Of India for its Bathinda Ajith Road branch located in Bathinda, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Bathinda and Bathinda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Bathinda Ajith Road or Bathinda to get the exact IFSC Code SBIN0051534.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Bathinda, then it will provide you proper information.
How to Use IFSC Code SBIN0051534 for Online Transfers?
Once you have the IFSC Code SBIN0051534 for the Bathinda Ajith Road branch of State Bank Of India in Bathinda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0051534. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0051534.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bathinda Ajith Road in Bathinda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bathinda Ajith Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bathinda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0051534.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ajith Roadopp Street No 30Near Gurudwara Bibi Mahatma Jibathinda 151001 located in Bathinda, Bathinda, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.