For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Krishnaguru Sewashram Nasatra branch in Barpeta, Nasatra, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0061309. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Krishnaguru Sewashram Nasatra, Barpeta
The table below shows the main details of the IFSC Code SBIN0061309 for the State Bank Of India branch in Barpeta, which falls under the Nasatra district in Assam.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061309 |
| Branch | Krishnaguru Sewashram Nasatra |
| City | Barpeta |
| District | Nasatra |
| State | Assam |
| Address | P.O.Nasatra, Dist.-Barpeta, Pin-781314-Assam |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061309 for the Krishnaguru Sewashram Nasatra branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0061309 is given to every bank branch, including State Bank Of India located in Krishnaguru Sewashram Nasatra, Barpeta, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Barpeta and Nasatra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Krishnaguru Sewashram Nasatra doesn't end up at another location.
Format of the IFSC Code SBIN0061309
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Krishnaguru Sewashram Nasatra in Barpeta.
For example, the IFSC Code SBIN0061309 of State Bank Of India for the Krishnaguru Sewashram Nasatra branch has these elements, identifying the bank and the branch location in Barpeta and Assam correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0061309 of State Bank Of India for its Krishnaguru Sewashram Nasatra branch located in Barpeta, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Barpeta and Nasatra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Krishnaguru Sewashram Nasatra or Barpeta to get the exact IFSC Code SBIN0061309.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Barpeta that will provide accurate information.
How to Use IFSC Code SBIN0061309 for Online Transfers?
Once you have the IFSC Code SBIN0061309 for the Krishnaguru Sewashram Nasatra branch of State Bank Of India in Barpeta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0061309. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061309.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Krishnaguru Sewashram Nasatra in Barpeta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Krishnaguru Sewashram Nasatra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Barpeta to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0061309.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is P.O.Nasatra, Dist.-Barpeta, Pin-781314-Assam located in Barpeta, Nasatra, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.