For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Dakhin Ganakgari branch in Barpeta, Dakshin, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0009578. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Dakhin Ganakgari, Barpeta
Below in the table are the key details related to IFSC Code SBIN0009578 of State Bank Of India for its branch located in Barpeta, within the district of Dakshin in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0009578 |
| Branch | Dakhin Ganakgari |
| City | Barpeta |
| District | Dakshin |
| State | Assam |
| Address | Dist Barpeta,Assam 781317 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009578 for the Dakhin Ganakgari branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dakhin Ganakgari, Barpeta, Assam, is provided with a unique IFSC like SBIN0009578 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Barpeta and Dakshin.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Dakhin Ganakgari do not get mixed with another location.
Format of the IFSC Code SBIN0009578
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dakhin Ganakgari in Barpeta.
For example, the IFSC Code SBIN0009578 of State Bank Of India for the Dakhin Ganakgari branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0009578 of State Bank Of India for its Dakhin Ganakgari branch located in Barpeta, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Barpeta and Dakshin, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dakhin Ganakgari or Barpeta to find the exact IFSC Code SBIN0009578.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Barpeta will provide accurate information.
How to Use IFSC Code SBIN0009578 for Online Transfers?
Once you have the IFSC Code SBIN0009578 for the Dakhin Ganakgari branch of State Bank Of India in Barpeta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0009578. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009578.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dakhin Ganakgari in Barpeta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dakhin Ganakgari, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Barpeta manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0009578.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist Barpeta,Assam 781317 located in Barpeta, Dakshin, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.