The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Seharabazar Adb branch in Bardhaman, Seherabazar, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0002104. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Seharabazar Adb, Bardhaman

Here are the main details that are associated with the IFSC Code SBIN0002104 of State Bank Of India for its branch located in Bardhaman, within the district of Seherabazar in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002104
Branch Seharabazar Adb
City Bardhaman
District Seherabazar
State West Bengal
Address Dist Burdwan, West Bengal 713423

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Bardhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0002104 for the Seharabazar Adb branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Seharabazar Adb, Bardhaman, West Bengal, is provided a unique IFSC like SBIN0002104 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Bardhaman.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bardhaman and Seherabazar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Seharabazar Adb do not get misguided to another person.

Format of the IFSC Code SBIN0002104

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Seharabazar Adb in Bardhaman.

For example, the IFSC Code SBIN0002104 of State Bank Of India for the Seharabazar Adb branch includes these elements, identifying the bank and the branch location in Bardhaman and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0002104 of State Bank Of India for its Seharabazar Adb branch located in Bardhaman, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Bardhaman and Seherabazar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Seharabazar Adb or Bardhaman to get the exact IFSC Code SBIN0002104.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bardhaman, you'll get the correct details.

How to Use IFSC Code SBIN0002104 for Online Transfers?

Once you have the IFSC Code SBIN0002104 for the Seharabazar Adb branch of State Bank Of India in Bardhaman, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002104. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0002104.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Seharabazar Adb in Bardhaman, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Seharabazar Adb, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bardhaman manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Seharabazar Adb, Bardhaman?

The IFSC Code is SBIN0002104.

Is the IFSC Code SBIN0002104 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Seharabazar Adb?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Seharabazar Adb branch?

The address of the branch is Dist Burdwan, West Bengal 713423 located in Bardhaman, Seherabazar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.