There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Parbirhata branch in Bardhaman, Parbirhata, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Bardhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0007830. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Parbirhata, Bardhaman

The table below shows the main details of the IFSC Code SBIN0007830 for the State Bank Of India branch in Bardhaman, which falls under the Parbirhata district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007830
Branch Parbirhata
City Bardhaman
District Parbirhata
State West Bengal
Address G T Road, Post-Sripally, Burdwan, West Bengal ,Pin - 713103

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Bardhaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007830 for the Parbirhata branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Parbirhata, Bardhaman, West Bengal, is provided with a unique IFSC like SBIN0007830 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bardhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bardhaman and Parbirhata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Parbirhata do not get mixed with another location.

Format of the IFSC Code SBIN0007830

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Parbirhata in Bardhaman.

For example, the IFSC Code SBIN0007830 of State Bank Of India for the Parbirhata branch has these elements, identifying the bank and the branch location in Bardhaman and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007830 of State Bank Of India for its Parbirhata branch located in Bardhaman, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bardhaman and Parbirhata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Parbirhata or Bardhaman to get the exact IFSC Code SBIN0007830.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bardhaman that will provide accurate information.

How to Use IFSC Code SBIN0007830 for Online Transfers?

Once you have the IFSC Code SBIN0007830 for the Parbirhata branch of State Bank Of India in Bardhaman, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007830. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0007830.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Parbirhata in Bardhaman, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Parbirhata, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bardhaman manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Parbirhata, Bardhaman?

The IFSC Code is SBIN0007830.

Is the IFSC Code SBIN0007830 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Parbirhata?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Parbirhata branch?

The address of the branch is G T Road, Post-Sripally, Burdwan, West Bengal ,Pin - 713103 located in Bardhaman, Parbirhata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.