For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Fci, Durgapur branch in Bardhaman, Burdwan, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0001556. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Fci, Durgapur, Bardhaman
Here are some of the key details that come with the IFSC Code SBIN0001556 of State Bank Of India for its branch located in Bardhaman, within the district of Burdwan in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0001556 |
| Branch | Fci, Durgapur |
| City | Bardhaman |
| District | Burdwan |
| State | West Bengal |
| Address | Jadabendra Panja Avenue,Durgapur,Dist Burdwan, West Bengal 731211 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Bardhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001556 for the Fci, Durgapur branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Fci, Durgapur, Bardhaman, West Bengal, are allotted a unique IFSC like SBIN0001556 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bardhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bardhaman and Burdwan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Fci, Durgapur reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code SBIN0001556
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fci, Durgapur in Bardhaman.
For example, the IFSC Code SBIN0001556 of State Bank Of India for the Fci, Durgapur branch has these elements, identifying the bank and the branch location in Bardhaman and West Bengal correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0001556 of State Bank Of India for its Fci, Durgapur branch located in Bardhaman, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Bardhaman and Burdwan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Fci, Durgapur or Bardhaman to find the exact IFSC Code SBIN0001556.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Bardhaman will provide accurate information.
How to Use IFSC Code SBIN0001556 for Online Transfers?
If you have the IFSC Code SBIN0001556 for the Fci, Durgapur branch of State Bank Of India in Bardhaman, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0001556. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0001556.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Fci, Durgapur in Bardhaman, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Fci, Durgapur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bardhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Fci, Durgapur Bardhaman branch is SBIN0001556.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jadabendra Panja Avenue,Durgapur,Dist Burdwan, West Bengal 731211.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.