Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its City Centre Durgapur branch in Bardhaman, City Centre, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0006152. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, City Centre Durgapur, Bardhaman

Here are the main details that are associated with the IFSC Code SBIN0006152 of State Bank Of India for its branch located in Bardhaman, within the district of City Centre in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006152
Branch City Centre Durgapur
City Bardhaman
District City Centre
State West Bengal
Address Durgapur, Burdwan, West Bengal, Pin 713216

These details help users in online banking and for businesses and individuals who use State Bank Of India in Bardhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006152 for the City Centre Durgapur branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0006152 is given to every bank branch, including State Bank Of India located in City Centre Durgapur, Bardhaman, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bardhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bardhaman and City Centre.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in City Centre Durgapur doesn't end up at another location.

Format of the IFSC Code SBIN0006152

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Centre Durgapur in Bardhaman.

For example, the IFSC Code SBIN0006152 of State Bank Of India for the City Centre Durgapur branch includes these elements, identifying the bank and the branch location in Bardhaman and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0006152 of State Bank Of India for its City Centre Durgapur branch located in Bardhaman, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Bardhaman and City Centre, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for City Centre Durgapur or Bardhaman to get the exact IFSC Code SBIN0006152.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bardhaman, you'll get the correct details.

How to Use IFSC Code SBIN0006152 for Online Transfers?

Once you have the IFSC Code SBIN0006152 for the City Centre Durgapur branch of State Bank Of India in Bardhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0006152. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006152.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India City Centre Durgapur in Bardhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in City Centre Durgapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bardhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in City Centre Durgapur, Bardhaman?

The IFSC Code is SBIN0006152.

Is the IFSC Code SBIN0006152 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India City Centre Durgapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the City Centre Durgapur branch?

The address of the branch is Durgapur, Burdwan, West Bengal, Pin 713216 located in Bardhaman, City Centre, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.