Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Gopalpur branch in Barddhaman, Dakshin Gopalpur, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0014542. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gopalpur, Barddhaman

Below in the table are the key details related to IFSC Code SBIN0014542 of State Bank Of India for its branch located in Barddhaman, within the district of Dakshin Gopalpur in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014542
Branch Gopalpur
City Barddhaman
District Dakshin Gopalpur
State West Bengal
Address Satarupa Apartment G.T.Road Gopalpur Po. Gopalpur Distt. Burdwan West Bengal 713304

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014542 for the Gopalpur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014542 is given to every bank branch, including State Bank Of India located in Gopalpur, Barddhaman, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Barddhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Barddhaman and Dakshin Gopalpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Gopalpur doesn't end up at another location.

Format of the IFSC Code SBIN0014542

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gopalpur in Barddhaman.

For example, the IFSC Code SBIN0014542 of State Bank Of India for the Gopalpur branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0014542 of State Bank Of India for its Gopalpur branch located in Barddhaman, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Barddhaman and Dakshin Gopalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Gopalpur or Barddhaman to find the exact IFSC Code SBIN0014542.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Barddhaman will provide accurate information.

How to Use IFSC Code SBIN0014542 for Online Transfers?

Once you have the IFSC Code SBIN0014542 for the Gopalpur branch of State Bank Of India in Barddhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0014542. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014542.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Gopalpur in Barddhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gopalpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Barddhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Gopalpur Barddhaman?

The IFSC Code of the Gopalpur Barddhaman branch is SBIN0014542.

Is IFSC Code SBIN0014542 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Gopalpur branch?

The branch is located at Satarupa Apartment G.T.Road Gopalpur Po. Gopalpur Distt. Burdwan West Bengal 713304.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.