Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Thyamagundlu branch in Bangaluru Rural, Bangaluru Rural, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bangaluru Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0021795. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Thyamagundlu, Bangaluru Rural

Here are the main details that are associated with the IFSC Code SBIN0021795 of State Bank Of India for its branch located in Bangaluru Rural, within the district of Bangaluru Rural in the state of Karnataka.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0021795
Branch Thyamagundlu
City Bangaluru Rural
District Bangaluru Rural
State Karnataka
Address O1451Rssroadbesidesriramakalyanamandapamthyamagodluthyamagodlu

These details help users in online banking and for businesses and individuals who use State Bank Of India in Bangaluru Rural for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0021795 for the Thyamagundlu branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Thyamagundlu, Bangaluru Rural, Karnataka, are allotted a unique IFSC like SBIN0021795 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangaluru Rural.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bangaluru Rural and Bangaluru Rural.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Thyamagundlu reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0021795

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thyamagundlu in Bangaluru Rural.

For example, the IFSC Code SBIN0021795 of State Bank Of India for the Thyamagundlu branch has these elements, identifying the bank and the branch location in Bangaluru Rural and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0021795 of State Bank Of India for its Thyamagundlu branch located in Bangaluru Rural, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bangaluru Rural and Bangaluru Rural, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Thyamagundlu or Bangaluru Rural to get the exact IFSC Code SBIN0021795.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bangaluru Rural that will provide accurate information.

How to Use IFSC Code SBIN0021795 for Online Transfers?

Once you have the IFSC Code SBIN0021795 for the Thyamagundlu branch of State Bank Of India in Bangaluru Rural, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0021795. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0021795.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Thyamagundlu in Bangaluru Rural, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thyamagundlu, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bangaluru Rural manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Thyamagundlu, Bangaluru Rural?

The IFSC Code is SBIN0021795.

Is the IFSC Code SBIN0021795 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Thyamagundlu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thyamagundlu branch?

The address of the branch is O1451Rssroadbesidesriramakalyanamandapamthyamagodluthyamagodlu located in Bangaluru Rural, Bangaluru Rural, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.