Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Dhanera branch in Banas Kantha, Dhanera, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0002643. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dhanera, Banas Kantha

Below in the table are the key details related to IFSC Code SBIN0002643 of State Bank Of India for its branch located in Banas Kantha, within the district of Dhanera in the state of Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002643
Branch Dhanera
City Banas Kantha
District Dhanera
State Gujarat
Address Dist Banas Kantha, Gujarat 385310

These details help users in online banking and for businesses and individuals who use State Bank Of India in Banas Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002643 for the Dhanera branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dhanera, Banas Kantha, Gujarat, is provided with a unique IFSC like SBIN0002643 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Banas Kantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Banas Kantha and Dhanera.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Dhanera do not get mixed with another location.

Format of the IFSC Code SBIN0002643

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhanera in Banas Kantha.

For example, the IFSC Code SBIN0002643 of State Bank Of India for the Dhanera branch has these elements, identifying the bank and the branch location in Banas Kantha and Gujarat correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0002643 of State Bank Of India for its Dhanera branch located in Banas Kantha, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Banas Kantha and Dhanera, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dhanera or Banas Kantha to find the exact IFSC Code SBIN0002643.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Banas Kantha will provide accurate information.

How to Use IFSC Code SBIN0002643 for Online Transfers?

Once you have the IFSC Code SBIN0002643 for the Dhanera branch of State Bank Of India in Banas Kantha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0002643. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0002643.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dhanera in Banas Kantha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dhanera, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Banas Kantha manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dhanera, Banas Kantha?

The IFSC Code is SBIN0002643.

Is the IFSC Code SBIN0002643 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dhanera?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhanera branch?

The address of the branch is Dist Banas Kantha, Gujarat 385310 located in Banas Kantha, Dhanera, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.