IFSC Code of State Bank Of India, Bhagat Singh Chauraha, Rasra, Uttar Pradesh — SBIN0016952

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Bhagat Singh Chauraha branch in Ballia, Rasra, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Ballia or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0016952. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bhagat Singh Chauraha, Ballia

The table below shows the main details of the IFSC Code SBIN0016952 for the State Bank Of India branch in Ballia, which falls under the Rasra district in Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Ballia for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0016952 for the Bhagat Singh Chauraha branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bhagat Singh Chauraha, Ballia, Uttar Pradesh, is provided with a unique IFSC like SBIN0016952 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Ballia.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ballia and Rasra.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Bhagat Singh Chauraha do not get mixed with another location.

Format of the IFSC Code SBIN0016952

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhagat Singh Chauraha in Ballia.

For example, the IFSC Code SBIN0016952 of State Bank Of India for the Bhagat Singh Chauraha branch includes these elements, identifying the bank and the branch location in Ballia and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0016952 of State Bank Of India for its Bhagat Singh Chauraha branch located in Ballia, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Ballia and Rasra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bhagat Singh Chauraha or Ballia to find the exact IFSC Code SBIN0016952.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Ballia will provide accurate information.

How to Use IFSC Code SBIN0016952 for Online Transfers?

Once you have the IFSC Code SBIN0016952 for the Bhagat Singh Chauraha branch of State Bank Of India in Ballia, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016952. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016952.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bhagat Singh Chauraha in Ballia may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bhagat Singh Chauraha, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ballia manage their online transfers and cheque clearances easily.