The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bldea Campus Jamkhandi branch in Bagalkot, Bagalkot, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Bagalkot or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0061774. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Bldea Campus Jamkhandi, Bagalkot
Here are the main details that are associated with the IFSC Code SBIN0061774 of State Bank Of India for its branch located in Bagalkot, within the district of Bagalkot in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061774 |
| Branch | Bldea Campus Jamkhandi |
| City | Bagalkot |
| District | Bagalkot |
| State | Karnataka |
| Address | Bldea Campus Jamkhandi Bagalkote Karnataka -587301 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Bagalkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061774 for the Bldea Campus Jamkhandi branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bldea Campus Jamkhandi, Bagalkot, Karnataka, is provided with a unique IFSC like SBIN0061774 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Bagalkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bagalkot and Bagalkot.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Bldea Campus Jamkhandi do not get mixed with another location.
Format of the IFSC Code SBIN0061774
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bldea Campus Jamkhandi in Bagalkot.
For example, the IFSC Code SBIN0061774 of State Bank Of India for the Bldea Campus Jamkhandi branch has these elements, identifying the bank and the branch location in Bagalkot and Karnataka correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0061774 of State Bank Of India for its Bldea Campus Jamkhandi branch located in Bagalkot, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Bagalkot and Bagalkot, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bldea Campus Jamkhandi or Bagalkot to find the exact IFSC Code SBIN0061774.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Bagalkot will provide accurate information.
How to Use IFSC Code SBIN0061774 for Online Transfers?
Once you have the IFSC Code SBIN0061774 for the Bldea Campus Jamkhandi branch of State Bank Of India in Bagalkot, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0061774. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061774.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bldea Campus Jamkhandi in Bagalkot may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bldea Campus Jamkhandi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bagalkot manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bldea Campus Jamkhandi Bagalkot branch is SBIN0061774.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bldea Campus Jamkhandi Bagalkote Karnataka -587301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.