There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Muzaffarpur Gaon, branch in Azamgarh, Muzaffarpur Gao, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Azamgarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0014131. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Muzaffarpur Gaon,, Azamgarh

The table below shows the main details of the IFSC Code SBIN0014131 for the State Bank Of India branch in Azamgarh, which falls under the Muzaffarpur Gao district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014131
Branch Muzaffarpur Gaon,
City Azamgarh
District Muzaffarpur Gao
State Uttar Pradesh
Address Vill Muzaffarpur P O Mohammadpur The Mehnagar,Distt Azamgarh,Dist 276302

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Azamgarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014131 for the Muzaffarpur Gaon, branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Muzaffarpur Gaon,, Azamgarh, Uttar Pradesh, are allotted a unique IFSC like SBIN0014131 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Azamgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Azamgarh and Muzaffarpur Gao.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Muzaffarpur Gaon, reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SBIN0014131

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muzaffarpur Gaon, in Azamgarh.

For example, the IFSC Code SBIN0014131 of State Bank Of India for the Muzaffarpur Gaon, branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014131 of State Bank Of India for its Muzaffarpur Gaon, branch located in Azamgarh, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Azamgarh and Muzaffarpur Gao, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Muzaffarpur Gaon, or Azamgarh to get the exact IFSC Code SBIN0014131.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Azamgarh, you'll get the correct details.

How to Use IFSC Code SBIN0014131 for Online Transfers?

Once you have the IFSC Code SBIN0014131 for the Muzaffarpur Gaon, branch of State Bank Of India in Azamgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0014131. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014131.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Muzaffarpur Gaon, in Azamgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Muzaffarpur Gaon,, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Azamgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Muzaffarpur Gaon, Azamgarh?

The IFSC Code of the Muzaffarpur Gaon, Azamgarh branch is SBIN0014131.

Is IFSC Code SBIN0014131 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Muzaffarpur Gaon, branch?

The branch is located at Vill Muzaffarpur P O Mohammadpur The Mehnagar,Distt Azamgarh,Dist 276302.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.