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IFSC Code of State Bank Of India, Latghat, Varanasi, Uttar Pradesh — SBIN0064548

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Latghat branch in Azamgarh, Varanasi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Azamgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0064548. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Latghat, Azamgarh

Here are the key points that are associated with the IFSC Code SBIN0064548 of State Bank Of India for its branch located in Azamgarh, within the district of Varanasi in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064548
Branch Latghat
City Azamgarh
District Varanasi
State Uttar Pradesh
Address Vill-Latghat ( Raunapar Road ) Po-Latghat Distt-Azamgarh ( Up ) Pin-276136

These details help users in online banking and for businesses and individuals who use State Bank Of India in Azamgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064548 for the Latghat branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Latghat, Azamgarh, Uttar Pradesh, is provided with a unique IFSC like SBIN0064548 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Azamgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Azamgarh and Varanasi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Latghat do not get mixed with another location.

Format of the IFSC Code SBIN0064548

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Latghat in Azamgarh.

For example, the IFSC Code SBIN0064548 of State Bank Of India for the Latghat branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064548 of State Bank Of India for its Latghat branch located in Azamgarh, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Azamgarh and Varanasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Latghat or Azamgarh to get the exact IFSC Code SBIN0064548.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Azamgarh, then it will provide you proper information.

How to Use IFSC Code SBIN0064548 for Online Transfers?

Once you have the IFSC Code SBIN0064548 for the Latghat branch of State Bank Of India in Azamgarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064548. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064548.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Latghat in Azamgarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Latghat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Azamgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Latghat Azamgarh?

The IFSC Code of the Latghat Azamgarh branch is SBIN0064548.

Is IFSC Code SBIN0064548 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Latghat branch?

The branch is located at Vill-Latghat ( Raunapar Road ) Po-Latghat Distt-Azamgarh ( Up ) Pin-276136.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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