There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Junglighat branch in Andaman, Junglighat, Andaman And Nicobar Island, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Andaman or anywhere in Andaman And Nicobar Island can easily transfer funds instantly by using the correct IFSC Code SBIN0012356. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Junglighat, Andaman
Here are the main details that are associated with the IFSC Code SBIN0012356 of State Bank Of India for its branch located in Andaman, within the district of Junglighat in the state of Andaman And Nicobar Island.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0012356 |
| Branch | Junglighat |
| City | Andaman |
| District | Junglighat |
| State | Andaman And Nicobar Island |
| Address | P Ojunglighat,Port Blair Andaman,Distandaman 744103 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Andaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012356 for the Junglighat branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Junglighat, Andaman, Andaman And Nicobar Island, is provided with a unique IFSC like SBIN0012356 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Andaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Andaman and Junglighat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andaman And Nicobar Island and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Junglighat do not get mixed with another location.
Format of the IFSC Code SBIN0012356
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Junglighat in Andaman.
For example, the IFSC Code SBIN0012356 of State Bank Of India for the Junglighat branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar Island accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0012356 of State Bank Of India for its Junglighat branch located in Andaman, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Andaman and Junglighat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Junglighat or Andaman to get the exact IFSC Code SBIN0012356.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Andaman that will provide accurate information.
How to Use IFSC Code SBIN0012356 for Online Transfers?
Once you have the IFSC Code SBIN0012356 for the Junglighat branch of State Bank Of India in Andaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0012356. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012356.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Junglighat in Andaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Junglighat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Andaman manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0012356.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is P Ojunglighat,Port Blair Andaman,Distandaman 744103 located in Andaman, Junglighat, Andaman And Nicobar Island.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.