Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Mota Zinzuda branch in Amreli, Mota Zinzuda, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Amreli or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0015497. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mota Zinzuda, Amreli

Here are some of the key details that come with the IFSC Code SBIN0015497 of State Bank Of India for its branch located in Amreli, within the district of Mota Zinzuda in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015497
Branch Mota Zinzuda
City Amreli
District Mota Zinzuda
State Bihar
Address C/O Lavjibhai Mohanbhai Savaliya, Plot Vistaar, Mota Zinzuda, Savarkundla Taluk, Amreli Dt ,Gujarat 364515

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Amreli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015497 for the Mota Zinzuda branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0015497 is given to every bank branch, including State Bank Of India located in Mota Zinzuda, Amreli, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Amreli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Amreli and Mota Zinzuda.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Mota Zinzuda doesn't end up at another location.

Format of the IFSC Code SBIN0015497

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mota Zinzuda in Amreli.

For example, the IFSC Code SBIN0015497 of State Bank Of India for the Mota Zinzuda branch includes these elements, identifying the bank and the branch location in Amreli and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0015497 of State Bank Of India for its Mota Zinzuda branch located in Amreli, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Amreli and Mota Zinzuda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mota Zinzuda or Amreli to find the exact IFSC Code SBIN0015497.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Amreli will provide accurate information.

How to Use IFSC Code SBIN0015497 for Online Transfers?

Once you have the IFSC Code SBIN0015497 for the Mota Zinzuda branch of State Bank Of India in Amreli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015497. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0015497.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Mota Zinzuda in Amreli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mota Zinzuda, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Amreli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mota Zinzuda, Amreli?

The IFSC Code is SBIN0015497.

Is the IFSC Code SBIN0015497 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mota Zinzuda?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mota Zinzuda branch?

The address of the branch is C/O Lavjibhai Mohanbhai Savaliya, Plot Vistaar, Mota Zinzuda, Savarkundla Taluk, Amreli Dt ,Gujarat 364515 located in Amreli, Mota Zinzuda, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.