Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Saddarpur Ambedkar Nagar branch in Ambedkar Nagar, Amberpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017274. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Saddarpur Ambedkar Nagar, Ambedkar Nagar

Here are some of the key details that come with the IFSC Code SBIN0017274 of State Bank Of India for its branch located in Ambedkar Nagar, within the district of Amberpur in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017274
Branch Saddarpur Ambedkar Nagar
City Ambedkar Nagar
District Amberpur
State Uttar Pradesh
Address Atsaddarpur Pomakhdoom Sarai Distt.Ambedkarnagar. Uttar Pradesh224227

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Ambedkar Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017274 for the Saddarpur Ambedkar Nagar branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Saddarpur Ambedkar Nagar, Ambedkar Nagar, Uttar Pradesh, are allotted a unique IFSC like SBIN0017274 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ambedkar Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ambedkar Nagar and Amberpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Saddarpur Ambedkar Nagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SBIN0017274

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saddarpur Ambedkar Nagar in Ambedkar Nagar.

For example, the IFSC Code SBIN0017274 of State Bank Of India for the Saddarpur Ambedkar Nagar branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0017274 of State Bank Of India for its Saddarpur Ambedkar Nagar branch located in Ambedkar Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Ambedkar Nagar and Amberpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Saddarpur Ambedkar Nagar or Ambedkar Nagar to get the exact IFSC Code SBIN0017274.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Ambedkar Nagar, then it will provide you proper information.

How to Use IFSC Code SBIN0017274 for Online Transfers?

Once you have the IFSC Code SBIN0017274 for the Saddarpur Ambedkar Nagar branch of State Bank Of India in Ambedkar Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017274. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017274.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Saddarpur Ambedkar Nagar in Ambedkar Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Saddarpur Ambedkar Nagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ambedkar Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Saddarpur Ambedkar Nagar Ambedkar Nagar?

The IFSC Code of the Saddarpur Ambedkar Nagar Ambedkar Nagar branch is SBIN0017274.

Is IFSC Code SBIN0017274 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Saddarpur Ambedkar Nagar branch?

The branch is located at Atsaddarpur Pomakhdoom Sarai Distt.Ambedkarnagar. Uttar Pradesh224227.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.