For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Shahjadpur branch in Ambala, Naraingarh, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Ambala or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0051072. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Shahjadpur, Ambala
Below in the table are the key details related to IFSC Code SBIN0051072 of State Bank Of India for its branch located in Ambala, within the district of Naraingarh in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0051072 |
| Branch | Shahjadpur |
| City | Ambala |
| District | Naraingarh |
| State | Haryana |
| Address | Plot No 1234 Aboppreddish Restaurantvpo Shahjadpur Tehsilnaraingarhdisttambalaharyanapin 134002 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Ambala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0051072 for the Shahjadpur branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0051072 is given to every bank branch, including State Bank Of India located in Shahjadpur, Ambala, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Ambala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ambala and Naraingarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Shahjadpur doesn't end up at another location.
Format of the IFSC Code SBIN0051072
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahjadpur in Ambala.
For example, the IFSC Code SBIN0051072 of State Bank Of India for the Shahjadpur branch includes these elements, identifying the bank and the branch location in Ambala and Haryana correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0051072 of State Bank Of India for its Shahjadpur branch located in Ambala, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Ambala and Naraingarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Shahjadpur or Ambala to get the exact IFSC Code SBIN0051072.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Ambala, then it will provide you proper information.
How to Use IFSC Code SBIN0051072 for Online Transfers?
Once you have the IFSC Code SBIN0051072 for the Shahjadpur branch of State Bank Of India in Ambala, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0051072. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0051072.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Shahjadpur in Ambala, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Shahjadpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambala to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0051072.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No 1234 Aboppreddish Restaurantvpo Shahjadpur Tehsilnaraingarhdisttambalaharyanapin 134002 located in Ambala, Naraingarh, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.