Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sme Besent Road Vijayawada branch in Amaravati, Amaravati, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Amaravati or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0063640. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sme Besent Road Vijayawada, Amaravati
Here are some of the key details that come with the IFSC Code SBIN0063640 of State Bank Of India for its branch located in Amaravati, within the district of Amaravati in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063640 |
| Branch | Sme Besent Road Vijayawada |
| City | Amaravati |
| District | Amaravati |
| State | Andhra Pradesh |
| Address | I Floor Vijaya Commercial Complex Beside Hotel Krishna Resideny Governorpet Vijayawad |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Amaravati for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0063640 for the Sme Besent Road Vijayawada branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0063640 is given to every bank branch, including State Bank Of India located in Sme Besent Road Vijayawada, Amaravati, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Amaravati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Amaravati and Amaravati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Sme Besent Road Vijayawada doesn't end up at another location.
Format of the IFSC Code SBIN0063640
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme Besent Road Vijayawada in Amaravati.
For example, the IFSC Code SBIN0063640 of State Bank Of India for the Sme Besent Road Vijayawada branch includes these elements, identifying the bank and the branch location in Amaravati and Andhra Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0063640 of State Bank Of India for its Sme Besent Road Vijayawada branch located in Amaravati, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Amaravati and Amaravati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Sme Besent Road Vijayawada or Amaravati to find the exact IFSC Code SBIN0063640.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Amaravati will provide accurate information.
How to Use IFSC Code SBIN0063640 for Online Transfers?
Once you have the IFSC Code SBIN0063640 for the Sme Besent Road Vijayawada branch of State Bank Of India in Amaravati, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0063640. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063640.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sme Besent Road Vijayawada in Amaravati, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sme Besent Road Vijayawada, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Amaravati manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063640.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is I Floor Vijaya Commercial Complex Beside Hotel Krishna Resideny Governorpet Vijayawad located in Amaravati, Amaravati, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.