There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Hukumpeta branch in Alluri Sitaramaraju, Hukumpeta, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Alluri Sitaramaraju or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0064561. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Hukumpeta, Alluri Sitaramaraju
Here are some of the key details that come with the IFSC Code SBIN0064561 of State Bank Of India for its branch located in Alluri Sitaramaraju, within the district of Hukumpeta in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064561 |
| Branch | Hukumpeta |
| City | Alluri Sitaramaraju |
| District | Hukumpeta |
| State | Andhra Pradesh |
| Address | State Bank Of India,Hukumpeta,Plot No.12,Modamamba Colony,Hukumpeta Village And Mandal Alluri Sitaramaraju District Andhra Pradesh -531077 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Alluri Sitaramaraju for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064561 for the Hukumpeta branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Hukumpeta, Alluri Sitaramaraju, Andhra Pradesh, is provided with a unique IFSC like SBIN0064561 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Alluri Sitaramaraju.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Alluri Sitaramaraju and Hukumpeta.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Hukumpeta do not get mixed with another location.
Format of the IFSC Code SBIN0064561
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hukumpeta in Alluri Sitaramaraju.
For example, the IFSC Code SBIN0064561 of State Bank Of India for the Hukumpeta branch includes these elements, identifying the bank and the branch location in Alluri Sitaramaraju and Andhra Pradesh correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0064561 of State Bank Of India for its Hukumpeta branch located in Alluri Sitaramaraju, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Alluri Sitaramaraju and Hukumpeta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Hukumpeta or Alluri Sitaramaraju to get the exact IFSC Code SBIN0064561.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Alluri Sitaramaraju that will provide accurate information.
How to Use IFSC Code SBIN0064561 for Online Transfers?
Once you have the IFSC Code SBIN0064561 for the Hukumpeta branch of State Bank Of India in Alluri Sitaramaraju, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0064561. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064561.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Hukumpeta in Alluri Sitaramaraju, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Hukumpeta, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Alluri Sitaramaraju manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0064561.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is State Bank Of India,Hukumpeta,Plot No.12,Modamamba Colony,Hukumpeta Village And Mandal Alluri Sitaramaraju District Andhra Pradesh -531077 located in Alluri Sitaramaraju, Hukumpeta, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.