IFSC Code of State Bank Of India, Kasimpur, Aligarh, Uttar Pradesh- SBIN0001364

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kasimpur branch in Aligarh, Aligarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Aligarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0001364. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kasimpur, Aligarh

Here are some of the key details that come with the IFSC Code SBIN0001364 of State Bank Of India for its branch located in Aligarh, within the district of Aligarh in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Aligarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001364 for the Kasimpur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0001364 is given to every bank branch, including State Bank Of India located in Kasimpur, Aligarh, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Aligarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Aligarh and Aligarh.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Kasimpur doesn't end up at another location.

Format of the IFSC Code SBIN0001364

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kasimpur in Aligarh.

For example, the IFSC Code SBIN0001364 of State Bank Of India for the Kasimpur branch has these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0001364 of State Bank Of India for its Kasimpur branch located in Aligarh, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Aligarh and Aligarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kasimpur or Aligarh to find the exact IFSC Code SBIN0001364.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Aligarh will provide accurate information.

How to Use IFSC Code SBIN0001364 for Online Transfers?

Once you have the IFSC Code SBIN0001364 for the Kasimpur branch of State Bank Of India in Aligarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0001364. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0001364.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Kasimpur in Aligarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kasimpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Aligarh manage their online transfers and cheque clearances easily.