IFSC Code of State Bank Of India, Puliyoor, Puliyur, Kerala — SBIN0070412

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Puliyoor branch in Alapuzzha, Puliyur, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Alapuzzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070412. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Puliyoor, Alapuzzha

Here are some of the key details that come with the IFSC Code SBIN0070412 of State Bank Of India for its branch located in Alapuzzha, within the district of Puliyur in the state of Kerala.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Alapuzzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070412 for the Puliyoor branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Puliyoor, Alapuzzha, Kerala, are given a unique IFSC like SBIN0070412 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Alapuzzha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Alapuzzha and Puliyur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Puliyoor goes to the correct branch. This is important because State Bank Of India has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0070412

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puliyoor in Alapuzzha.

For example, the IFSC Code SBIN0070412 of State Bank Of India for the Puliyoor branch includes these elements, identifying the bank and the branch location in Alapuzzha and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0070412 of State Bank Of India for its Puliyoor branch located in Alapuzzha, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Alapuzzha and Puliyur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Puliyoor or Alapuzzha to find the exact IFSC Code SBIN0070412.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Alapuzzha will provide accurate information.

How to Use IFSC Code SBIN0070412 for Online Transfers?

Once you have the IFSC Code SBIN0070412 for the Puliyoor branch of State Bank Of India in Alapuzzha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0070412. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0070412.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Puliyoor in Alapuzzha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Puliyoor, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alapuzzha manage online transfers as well as cheque clearances with ease.