IFSC Code of State Bank Of India, Pattanakkad, Alappuzha, Kerala- SBIN0070267

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Pattanakkad branch in Alapuzzha, Alappuzha, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Alapuzzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070267. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Pattanakkad, Alapuzzha

Below in the table are the key details related to IFSC Code SBIN0070267 of State Bank Of India for its branch located in Alapuzzha, within the district of Alappuzha in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Alapuzzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070267 for the Pattanakkad branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Pattanakkad, Alapuzzha, Kerala, is provided a unique IFSC like SBIN0070267 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Alapuzzha.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Alapuzzha and Alappuzha.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Pattanakkad do not get misguided to another person.

Format of the IFSC Code SBIN0070267

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pattanakkad in Alapuzzha.

For example, the IFSC Code SBIN0070267 of State Bank Of India for the Pattanakkad branch includes these elements, identifying the bank and the branch location in Alapuzzha and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0070267 of State Bank Of India for its Pattanakkad branch located in Alapuzzha, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Alapuzzha and Alappuzha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Pattanakkad or Alapuzzha to get the exact IFSC Code SBIN0070267.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Alapuzzha, then it will provide you proper information.

How to Use IFSC Code SBIN0070267 for Online Transfers?

Once you have the IFSC Code SBIN0070267 for the Pattanakkad branch of State Bank Of India in Alapuzzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0070267. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0070267.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Pattanakkad in Alapuzzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pattanakkad, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alapuzzha manage their online transfers and cheque clearances easily.