There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Civil Station Alappuzha branch in Alapuzzha, Allepy, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Alapuzzha or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SBIN0009152. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Civil Station Alappuzha, Alapuzzha

Here are the key points that are associated with the IFSC Code SBIN0009152 of State Bank Of India for its branch located in Alapuzzha, within the district of Allepy in the state of Kerala.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009152
Branch Civil Station Alappuzha
City Alapuzzha
District Allepy
State Kerala
Address P.B.No.407,Allepy,Alappuzha

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Alapuzzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009152 for the Civil Station Alappuzha branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0009152 is given to every bank branch, including State Bank Of India located in Civil Station Alappuzha, Alapuzzha, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Alapuzzha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Alapuzzha and Allepy.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Civil Station Alappuzha doesn't end up at another location.

Format of the IFSC Code SBIN0009152

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Civil Station Alappuzha in Alapuzzha.

For example, the IFSC Code SBIN0009152 of State Bank Of India for the Civil Station Alappuzha branch has these elements, identifying the bank and the branch location in Alapuzzha and Kerala correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009152 of State Bank Of India for its Civil Station Alappuzha branch located in Alapuzzha, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Alapuzzha and Allepy, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Civil Station Alappuzha or Alapuzzha to get the exact IFSC Code SBIN0009152.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Alapuzzha, you'll get the correct details.

How to Use IFSC Code SBIN0009152 for Online Transfers?

Once you have the IFSC Code SBIN0009152 for the Civil Station Alappuzha branch of State Bank Of India in Alapuzzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009152. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009152.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Civil Station Alappuzha in Alapuzzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Civil Station Alappuzha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alapuzzha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Civil Station Alappuzha, Alapuzzha?

The IFSC Code is SBIN0009152.

Is the IFSC Code SBIN0009152 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Civil Station Alappuzha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Civil Station Alappuzha branch?

The address of the branch is P.B.No.407,Allepy,Alappuzha located in Alapuzzha, Allepy, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.