IFSC Code of State Bank Of India, Arookutty, Aroor, Kerala — SBIN0070513

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Arookutty branch in Alapuzzha, Aroor, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Alapuzzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070513. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Arookutty, Alapuzzha

Here are some of the key details that come with the IFSC Code SBIN0070513 of State Bank Of India for its branch located in Alapuzzha, within the district of Aroor in the state of Kerala.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Alapuzzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070513 for the Arookutty branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Arookutty, Alapuzzha, Kerala, are given a unique IFSC like SBIN0070513 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Alapuzzha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Alapuzzha and Aroor.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Arookutty goes to the correct branch. This is important because State Bank Of India has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0070513

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Arookutty in Alapuzzha.

For example, the IFSC Code SBIN0070513 of State Bank Of India for the Arookutty branch has these elements, identifying the bank and the branch location in Alapuzzha and Kerala correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0070513 of State Bank Of India for its Arookutty branch located in Alapuzzha, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Alapuzzha and Aroor, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Arookutty or Alapuzzha to get the exact IFSC Code SBIN0070513.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Alapuzzha, you'll get the correct details.

How to Use IFSC Code SBIN0070513 for Online Transfers?

Once you have the IFSC Code SBIN0070513 for the Arookutty branch of State Bank Of India in Alapuzzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0070513. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0070513.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Arookutty in Alapuzzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Arookutty, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alapuzzha manage online transfers as well as cheque clearances with ease.