For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Rasmeccc, Mavelikara branch in Alapuzha, Mavelikara, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0061047. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rasmeccc, Mavelikara, Alapuzha
Here are the key points that are associated with the IFSC Code SBIN0061047 of State Bank Of India for its branch located in Alapuzha, within the district of Mavelikara in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061047 |
| Branch | Rasmeccc, Mavelikara |
| City | Alapuzha |
| District | Mavelikara |
| State | Kerala |
| Address | Ambanattu Buildings, Mavelikara, Distt. Alapuzha. Kerala - 690101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Alapuzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061047 for the Rasmeccc, Mavelikara branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rasmeccc, Mavelikara, Alapuzha, Kerala, is provided a unique IFSC like SBIN0061047 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Alapuzha.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Alapuzha and Mavelikara.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rasmeccc, Mavelikara do not get misguided to another person.
Format of the IFSC Code SBIN0061047
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasmeccc, Mavelikara in Alapuzha.
For example, the IFSC Code SBIN0061047 of State Bank Of India for the Rasmeccc, Mavelikara branch includes these elements, identifying the bank and the branch location in Alapuzha and Kerala accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0061047 of State Bank Of India for its Rasmeccc, Mavelikara branch located in Alapuzha, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Alapuzha and Mavelikara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rasmeccc, Mavelikara or Alapuzha to get the exact IFSC Code SBIN0061047.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Alapuzha, then it will provide you proper information.
How to Use IFSC Code SBIN0061047 for Online Transfers?
Once you have the IFSC Code SBIN0061047 for the Rasmeccc, Mavelikara branch of State Bank Of India in Alapuzha, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0061047. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061047.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Rasmeccc, Mavelikara in Alapuzha may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Rasmeccc, Mavelikara, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Alapuzha manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0061047.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ambanattu Buildings, Mavelikara, Distt. Alapuzha. Kerala - 690101 located in Alapuzha, Mavelikara, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.