IFSC Code of State Bank Of India, Eramalloor, Eramallur, Kerala — SBIN0070960

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Eramalloor branch in Alapuzha, Eramallur, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070960. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Eramalloor, Alapuzha

The table below shows the main details of the IFSC Code SBIN0070960 for the State Bank Of India branch in Alapuzha, which falls under the Eramallur district in Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Alapuzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070960 for the Eramalloor branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Eramalloor, Alapuzha, Kerala, are allotted a unique IFSC like SBIN0070960 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Alapuzha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Alapuzha and Eramallur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Eramalloor reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code SBIN0070960

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Eramalloor in Alapuzha.

For example, the IFSC Code SBIN0070960 of State Bank Of India for the Eramalloor branch includes these elements, identifying the bank and the branch location in Alapuzha and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0070960 of State Bank Of India for its Eramalloor branch located in Alapuzha, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Alapuzha and Eramallur, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Eramalloor or Alapuzha to get the exact IFSC Code SBIN0070960.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Alapuzha, you'll get the correct details.

How to Use IFSC Code SBIN0070960 for Online Transfers?

Once you have the IFSC Code SBIN0070960 for the Eramalloor branch of State Bank Of India in Alapuzha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0070960. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0070960.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Eramalloor in Alapuzha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Eramalloor, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alapuzha manage their online transfers and cheque clearances easily.