There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Rbo Five Alappuzha branch in Alappuzha, Mavelikkara, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Alappuzha or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code SBIN0061009. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rbo Five Alappuzha, Alappuzha
Below in the table are the key details related to IFSC Code SBIN0061009 of State Bank Of India for its branch located in Alappuzha, within the district of Mavelikkara in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061009 |
| Branch | Rbo Five Alappuzha |
| City | Alappuzha |
| District | Mavelikkara |
| State | Kerala |
| Address | Adma Bhavan Bhuilding, Opp Ksrctc Bus Stn, Mavelikkara, Disttalappuzha, Kerala 690101 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Alappuzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061009 for the Rbo Five Alappuzha branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Rbo Five Alappuzha, Alappuzha, Kerala, are allotted a unique IFSC like SBIN0061009 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Alappuzha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Alappuzha and Mavelikkara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Rbo Five Alappuzha reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code SBIN0061009
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rbo Five Alappuzha in Alappuzha.
For example, the IFSC Code SBIN0061009 of State Bank Of India for the Rbo Five Alappuzha branch has these elements, identifying the bank and the branch location in Alappuzha and Kerala correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0061009 of State Bank Of India for its Rbo Five Alappuzha branch located in Alappuzha, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Alappuzha and Mavelikkara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Rbo Five Alappuzha or Alappuzha to find the exact IFSC Code SBIN0061009.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Alappuzha will provide accurate information.
How to Use IFSC Code SBIN0061009 for Online Transfers?
Once you have the IFSC Code SBIN0061009 for the Rbo Five Alappuzha branch of State Bank Of India in Alappuzha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0061009. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0061009.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Rbo Five Alappuzha in Alappuzha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Five Alappuzha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Alappuzha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rbo Five Alappuzha Alappuzha branch is SBIN0061009.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Adma Bhavan Bhuilding, Opp Ksrctc Bus Stn, Mavelikkara, Disttalappuzha, Kerala 690101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.