There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Akbarpur Kanpur Dehat Fimm Racc branch in Akbarpur Dehat, Akbarpur Dehat, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Akbarpur Dehat or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0063164. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Akbarpur Kanpur Dehat Fimm Racc, Akbarpur Dehat
Here are the key points that are associated with the IFSC Code SBIN0063164 of State Bank Of India for its branch located in Akbarpur Dehat, within the district of Akbarpur Dehat in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063164 |
| Branch | Akbarpur Kanpur Dehat Fimm Racc |
| City | Akbarpur Dehat |
| District | Akbarpur Dehat |
| State | Uttar Pradesh |
| Address | Akbarpur Kanpur Dehat |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Akbarpur Dehat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0063164 for the Akbarpur Kanpur Dehat Fimm Racc branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Akbarpur Kanpur Dehat Fimm Racc, Akbarpur Dehat, Uttar Pradesh, is provided a unique IFSC like SBIN0063164 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Akbarpur Dehat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Akbarpur Dehat and Akbarpur Dehat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Akbarpur Kanpur Dehat Fimm Racc do not get misguided to another person.
Format of the IFSC Code SBIN0063164
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Akbarpur Kanpur Dehat Fimm Racc in Akbarpur Dehat.
For example, the IFSC Code SBIN0063164 of State Bank Of India for the Akbarpur Kanpur Dehat Fimm Racc branch includes these elements, identifying the bank and the branch location in Akbarpur Dehat and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063164 of State Bank Of India for its Akbarpur Kanpur Dehat Fimm Racc branch located in Akbarpur Dehat, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Akbarpur Dehat and Akbarpur Dehat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Akbarpur Kanpur Dehat Fimm Racc or Akbarpur Dehat to get the exact IFSC Code SBIN0063164.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Akbarpur Dehat, you'll get the correct details.
How to Use IFSC Code SBIN0063164 for Online Transfers?
Once you have the IFSC Code SBIN0063164 for the Akbarpur Kanpur Dehat Fimm Racc branch of State Bank Of India in Akbarpur Dehat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0063164. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0063164.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Akbarpur Kanpur Dehat Fimm Racc in Akbarpur Dehat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Akbarpur Kanpur Dehat Fimm Racc, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Akbarpur Dehat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063164.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Akbarpur Kanpur Dehat located in Akbarpur Dehat, Akbarpur Dehat, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.