IFSC Code of State Bank Of India, Vaivakawn, Aizawl, Mizoram — SBIN0013054

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Vaivakawn branch in Aizawal, Aizawl, Mizoram, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Aizawal or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code SBIN0013054. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Vaivakawn, Aizawal

Here are some of the key details that come with the IFSC Code SBIN0013054 of State Bank Of India for its branch located in Aizawal, within the district of Aizawl in the state of Mizoram.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Aizawal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013054 for the Vaivakawn branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Vaivakawn, Aizawal, Mizoram, is provided a unique IFSC like SBIN0013054 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Aizawal.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Aizawal and Aizawl.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Mizoram and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Vaivakawn do not get misguided to another person.

Format of the IFSC Code SBIN0013054

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vaivakawn in Aizawal.

For example, the IFSC Code SBIN0013054 of State Bank Of India for the Vaivakawn branch has these elements, identifying the bank and the branch location in Aizawal and Mizoram correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0013054 of State Bank Of India for its Vaivakawn branch located in Aizawal, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Aizawal and Aizawl, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Vaivakawn or Aizawal to get the exact IFSC Code SBIN0013054.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Aizawal, then it will provide you proper information.

How to Use IFSC Code SBIN0013054 for Online Transfers?

If you have the IFSC Code SBIN0013054 for the Vaivakawn branch of State Bank Of India in Aizawal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013054. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0013054.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Vaivakawn in Aizawal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Vaivakawn, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Aizawal manage online transfers as well as cheque clearances with ease.