IFSC Code of State Bank Of India, Dawrpui, Mizoram, Mizoram — SBIN0004809

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Dawrpui branch in Aizawal, Mizoram, Mizoram, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Aizawal or anywhere in Mizoram can easily transfer funds instantly by using the correct IFSC Code SBIN0004809. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dawrpui, Aizawal

Here are some of the key details that come with the IFSC Code SBIN0004809 of State Bank Of India for its branch located in Aizawal, within the district of Mizoram in the state of Mizoram.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Aizawal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004809 for the Dawrpui branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0004809 is given to every bank branch, including State Bank Of India located in Dawrpui, Aizawal, Mizoram, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Aizawal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Aizawal and Mizoram.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Mizoram and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Dawrpui doesn't end up at another location.

Format of the IFSC Code SBIN0004809

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dawrpui in Aizawal.

For example, the IFSC Code SBIN0004809 of State Bank Of India for the Dawrpui branch has these elements, identifying the bank and the branch location in Aizawal and Mizoram correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0004809 of State Bank Of India for its Dawrpui branch located in Aizawal, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Aizawal and Mizoram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dawrpui or Aizawal to find the exact IFSC Code SBIN0004809.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Aizawal will provide accurate information.

How to Use IFSC Code SBIN0004809 for Online Transfers?

Once you have the IFSC Code SBIN0004809 for the Dawrpui branch of State Bank Of India in Aizawal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004809. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0004809.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dawrpui in Aizawal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dawrpui, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Aizawal manage online transfers as well as cheque clearances with ease.