The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Suryapur branch in 24-Parganas(South), South 24-Parganas, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in 24-Parganas(South) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0018785. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Suryapur, 24-Parganas(South)

Here are the key points that are associated with the IFSC Code SBIN0018785 of State Bank Of India for its branch located in 24-Parganas(South), within the district of South 24-Parganas in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018785
Branch Suryapur
City 24-Parganas(South)
District South 24-Parganas
State West Bengal
Address Post-Kayatala, Ps-Baruipur, Parganassouth,West Bengal-743372

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in 24-Parganas(South) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018785 for the Suryapur branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Suryapur, 24-Parganas(South), West Bengal, are given a unique IFSC like SBIN0018785 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in 24-Parganas(South).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like 24-Parganas(South) and South 24-Parganas.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Suryapur goes to the correct branch. This is important because State Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0018785

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Suryapur in 24-Parganas(South).

For example, the IFSC Code SBIN0018785 of State Bank Of India for the Suryapur branch includes these elements, identifying the bank and the branch location in 24-Parganas(South) and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0018785 of State Bank Of India for its Suryapur branch located in 24-Parganas(South), the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in 24-Parganas(South) and South 24-Parganas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Suryapur or 24-Parganas(South) to get the exact IFSC Code SBIN0018785.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and 24-Parganas(South), then it will provide you proper information.

How to Use IFSC Code SBIN0018785 for Online Transfers?

Once you have the IFSC Code SBIN0018785 for the Suryapur branch of State Bank Of India in 24-Parganas(South), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0018785. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018785.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Suryapur in 24-Parganas(South), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Suryapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in 24-Parganas(South) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Suryapur, 24-Parganas(South)?

The IFSC Code is SBIN0018785.

Is the IFSC Code SBIN0018785 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Suryapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Suryapur branch?

The address of the branch is Post-Kayatala, Ps-Baruipur, Parganassouth,West Bengal-743372 located in 24-Parganas(South), South 24-Parganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.