Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sisir Kunja branch in 24 Parganasnorth, Bidhannagar, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in 24 Parganasnorth or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0017459. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sisir Kunja, 24 Parganasnorth
Here are the key points that are associated with the IFSC Code SBIN0017459 of State Bank Of India for its branch located in 24 Parganasnorth, within the district of Bidhannagar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017459 |
| Branch | Sisir Kunja |
| City | 24 Parganasnorth |
| District | Bidhannagar |
| State | West Bengal |
| Address | 7438Jessoreroad,Pohridaypurbarasat,Distt.24Parganasnorth,Westbengal700127 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in 24 Parganasnorth for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0017459 for the Sisir Kunja branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sisir Kunja, 24 Parganasnorth, West Bengal, are allotted a unique IFSC like SBIN0017459 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in 24 Parganasnorth.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like 24 Parganasnorth and Bidhannagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Sisir Kunja reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code SBIN0017459
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sisir Kunja in 24 Parganasnorth.
For example, the IFSC Code SBIN0017459 of State Bank Of India for the Sisir Kunja branch has these elements, identifying the bank and the branch location in 24 Parganasnorth and West Bengal correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0017459 of State Bank Of India for its Sisir Kunja branch located in 24 Parganasnorth, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in 24 Parganasnorth and Bidhannagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sisir Kunja or 24 Parganasnorth to get the exact IFSC Code SBIN0017459.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and 24 Parganasnorth, you'll get the correct details.
How to Use IFSC Code SBIN0017459 for Online Transfers?
Once you have the IFSC Code SBIN0017459 for the Sisir Kunja branch of State Bank Of India in 24 Parganasnorth, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0017459. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017459.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Sisir Kunja in 24 Parganasnorth may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sisir Kunja, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in 24 Parganasnorth manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sisir Kunja 24 Parganasnorth branch is SBIN0017459.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 7438Jessoreroad,Pohridaypurbarasat,Distt.24Parganasnorth,Westbengal700127.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.