There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Dakghar Maheshtala branch in 24 Parganas South, Maheshtala, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in 24 Parganas South or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0014527. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Dakghar Maheshtala, 24 Parganas South
Here are some of the key details that come with the IFSC Code SBIN0014527 of State Bank Of India for its branch located in 24 Parganas South, within the district of Maheshtala in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0014527 |
| Branch | Dakghar Maheshtala |
| City | 24 Parganas South |
| District | Maheshtala |
| State | West Bengal |
| Address | B/3/139A, Gangarampur Road,Word No.23P.S. P.O. Maheshtala,24 Pargonas South .West Bengal 700141 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in 24 Parganas South for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014527 for the Dakghar Maheshtala branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014527 is given to every bank branch, including State Bank Of India located in Dakghar Maheshtala, 24 Parganas South, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in 24 Parganas South.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like 24 Parganas South and Maheshtala.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Dakghar Maheshtala doesn't end up at another location.
Format of the IFSC Code SBIN0014527
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dakghar Maheshtala in 24 Parganas South.
For example, the IFSC Code SBIN0014527 of State Bank Of India for the Dakghar Maheshtala branch includes these elements, identifying the bank and the branch location in 24 Parganas South and West Bengal accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0014527 of State Bank Of India for its Dakghar Maheshtala branch located in 24 Parganas South, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in 24 Parganas South and Maheshtala, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Dakghar Maheshtala or 24 Parganas South to get the exact IFSC Code SBIN0014527.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and 24 Parganas South, then it will provide you proper information.
How to Use IFSC Code SBIN0014527 for Online Transfers?
Once you have the IFSC Code SBIN0014527 for the Dakghar Maheshtala branch of State Bank Of India in 24 Parganas South, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0014527. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014527.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dakghar Maheshtala in 24 Parganas South, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dakghar Maheshtala, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in 24 Parganas South manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dakghar Maheshtala 24 Parganas South branch is SBIN0014527.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at B/3/139A, Gangarampur Road,Word No.23P.S. P.O. Maheshtala,24 Pargonas South .West Bengal 700141.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.