For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Durganagar branch in 24 Parganas North, Dumdum, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in 24 Parganas North or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0017364. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Durganagar, 24 Parganas North

Below in the table are the key details related to IFSC Code SBIN0017364 of State Bank Of India for its branch located in 24 Parganas North, within the district of Dumdum in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017364
Branch Durganagar
City 24 Parganas North
District Dumdum
State West Bengal
Address 19,Mahajati Road,Badra,P.O Italgacha,P.S Dumdum,Distt.North 24 Parganas.West Bengal 700079

These details helps users in online banking and for businesses and individuals who use State Bank Of India in 24 Parganas North for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017364 for the Durganagar branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Durganagar, 24 Parganas North, West Bengal, is provided a unique IFSC like SBIN0017364 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in 24 Parganas North.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like 24 Parganas North and Dumdum.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Durganagar do not get misguided to another person.

Format of the IFSC Code SBIN0017364

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Durganagar in 24 Parganas North.

For example, the IFSC Code SBIN0017364 of State Bank Of India for the Durganagar branch includes these elements, identifying the bank and the branch location in 24 Parganas North and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0017364 of State Bank Of India for its Durganagar branch located in 24 Parganas North, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in 24 Parganas North and Dumdum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Durganagar or 24 Parganas North to get the exact IFSC Code SBIN0017364.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and 24 Parganas North, then it will provide you proper information.

How to Use IFSC Code SBIN0017364 for Online Transfers?

Once you have the IFSC Code SBIN0017364 for the Durganagar branch of State Bank Of India in 24 Parganas North, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017364. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0017364.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Durganagar in 24 Parganas North, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Durganagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in 24 Parganas North manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Durganagar, 24 Parganas North?

The IFSC Code is SBIN0017364.

Is the IFSC Code SBIN0017364 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Durganagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Durganagar branch?

The address of the branch is 19,Mahajati Road,Badra,P.O Italgacha,P.S Dumdum,Distt.North 24 Parganas.West Bengal 700079 located in 24 Parganas North, Dumdum, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.