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IFSC Code of State Bank Of India, Kamalgazi More, Kolkata, West Bengal — SBIN0018125

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kamalgazi More branch in 24 Parganas N, Kolkata, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in 24 Parganas N or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0018125. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kamalgazi More, 24 Parganas N

The table below shows the main details of the IFSC Code SBIN0018125 for the State Bank Of India branch in 24 Parganas N, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018125
Branch Kamalgazi More
City 24 Parganas N
District Kolkata
State West Bengal
Address Kamalgazimore,1613Kamalgazi,Kolkata,Distt.Kolkata.Westbengal700103

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in 24 Parganas N for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018125 for the Kamalgazi More branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kamalgazi More, 24 Parganas N, West Bengal, are given a unique IFSC like SBIN0018125 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in 24 Parganas N.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like 24 Parganas N and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Kamalgazi More goes to the correct branch. This is important because State Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0018125

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamalgazi More in 24 Parganas N.

For example, the IFSC Code SBIN0018125 of State Bank Of India for the Kamalgazi More branch includes these elements, identifying the bank and the branch location in 24 Parganas N and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018125 of State Bank Of India for its Kamalgazi More branch located in 24 Parganas N, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in 24 Parganas N and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Kamalgazi More or 24 Parganas N to get the exact IFSC Code SBIN0018125.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and 24 Parganas N that will provide accurate information.

How to Use IFSC Code SBIN0018125 for Online Transfers?

Once you have the IFSC Code SBIN0018125 for the Kamalgazi More branch of State Bank Of India in 24 Parganas N, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0018125. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018125.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kamalgazi More in 24 Parganas N, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kamalgazi More, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in 24 Parganas N manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kamalgazi More, 24 Parganas N?

The IFSC Code is SBIN0018125.

Is the IFSC Code SBIN0018125 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kamalgazi More?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamalgazi More branch?

The address of the branch is Kamalgazimore,1613Kamalgazi,Kolkata,Distt.Kolkata.Westbengal700103 located in 24 Parganas N, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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