IFSC Code of State Bank Of India, Bankra-Birati, Dum Dum, West Bengal — SBIN0012383

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Bankra-Birati branch in 24 Paraganas (North), Dum Dum, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in 24 Paraganas (North) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0012383. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bankra-Birati, 24 Paraganas (North)

Below in the table are the key details related to IFSC Code SBIN0012383 of State Bank Of India for its branch located in 24 Paraganas (North), within the district of Dum Dum in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in 24 Paraganas (North) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012383 for the Bankra-Birati branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0012383 is given to every bank branch, including State Bank Of India located in Bankra-Birati, 24 Paraganas (North), West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in 24 Paraganas (North).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like 24 Paraganas (North) and Dum Dum.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Bankra-Birati doesn't end up at another location.

Format of the IFSC Code SBIN0012383

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bankra-Birati in 24 Paraganas (North).

For example, the IFSC Code SBIN0012383 of State Bank Of India for the Bankra-Birati branch includes these elements, identifying the bank and the branch location in 24 Paraganas (North) and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0012383 of State Bank Of India for its Bankra-Birati branch located in 24 Paraganas (North), the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in 24 Paraganas (North) and Dum Dum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Bankra-Birati or 24 Paraganas (North) to get the exact IFSC Code SBIN0012383.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and 24 Paraganas (North), then it will provide you proper information.

How to Use IFSC Code SBIN0012383 for Online Transfers?

Once you have the IFSC Code SBIN0012383 for the Bankra-Birati branch of State Bank Of India in 24 Paraganas (North), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012383. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012383.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Bankra-Birati in 24 Paraganas (North), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bankra-Birati, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in 24 Paraganas (North) to handle online money transfers and get their cheques cleared smoothly.