For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Standard Chartered Bank for its Proddatur branch in Proddatur, Cuddapah, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Standard Chartered Bank located in Proddatur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SCBL0036093. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Standard Chartered Bank, Proddatur, Proddatur

Below in the table are the key details related to IFSC Code SCBL0036093 of Standard Chartered Bank for its branch located in Proddatur, within the district of Cuddapah in the state of Andhra Pradesh.

Particulars Details
Bank Standard Chartered Bank
IFSC Code SCBL0036093
Branch Proddatur
City Proddatur
District Cuddapah
State Andhra Pradesh
Address Ground Floor, Meghana Mansion,24/25

These details helps users in online banking and for businesses and individuals who use Standard Chartered Bank in Proddatur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SCBL0036093 for the Proddatur branch of Standard Chartered Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Standard Chartered Bank located in Proddatur, Proddatur, Andhra Pradesh, are given a unique IFSC like SCBL0036093 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Proddatur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Proddatur and Cuddapah.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Standard Chartered Bank in Proddatur goes to the correct branch. This is important because Standard Chartered Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SCBL0036093

The format of the IFSC Code for banks, including Standard Chartered Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Standard Chartered Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Proddatur in Proddatur.

For example, the IFSC Code SCBL0036093 of Standard Chartered Bank for the Proddatur branch includes these elements, identifying the bank and the branch location in Proddatur and Andhra Pradesh correctly.

How to Find IFSC Code for Standard Chartered Bank?

If you are trying to find the IFSC Code SCBL0036093 of Standard Chartered Bank for its Proddatur branch located in Proddatur, the following methods can help:

Cheque Book

The cheque book issued by Standard Chartered Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Standard Chartered Bank branches in Proddatur and Cuddapah, print them on the first page of your passbook.

Bank Website

Visit the official website of Standard Chartered Bank and navigate to the branch locator section. Search for Proddatur or Proddatur to get the exact IFSC Code SCBL0036093.

Mobile Banking App

If you use Standard Chartered Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Standard Chartered Bank and Proddatur, you'll get the correct details.

How to Use IFSC Code SCBL0036093 for Online Transfers?

Once you have the IFSC Code SCBL0036093 for the Proddatur branch of Standard Chartered Bank in Proddatur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SCBL0036093. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Standard Chartered Bank IFSC Code SCBL0036093.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Standard Chartered Bank Proddatur in Proddatur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Standard Chartered Bank in Proddatur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Standard Chartered Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Proddatur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Standard Chartered Bank in Proddatur, Proddatur?

The IFSC Code is SCBL0036093.

Is the IFSC Code SCBL0036093 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Standard Chartered Bank Proddatur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Proddatur branch?

The address of the branch is Ground Floor, Meghana Mansion,24/25 located in Proddatur, Cuddapah, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.